Women’s decision-making capability and empowerment are becoming increasingly important in the rapidly evolving socio-economic landscape. This exploration sheds light on the factors influencing women's autonomy and their ability to contribute to financial decision-making. This work investigates the intricate interplay of financial literacy, inclusion, self-efficacy and decision-making capabilities by focusing mainly on working women. These elements are intricate in dynamic ways that influence each other and can shape their economic

This paper examines how microfinance institutions perform their client service and corporate governance activities and achieve subsequent financial and non-financial performance during the COVID-19 crisis. The study is based on a cross-sectional field survey of 391 respondents consisting of microfinance experts, regulators, and employees through a structured questionnaire using a purposive sampling technique. The structural equation modeling technique has been employed to analyze the data. Results indicate that microfinance client service and corporate governance enhanced financial and non-financial performance.

Determining opposing strengths and weaknesses in implementing microenterprises law can help in culling both significant advantages “tagged as best practices” and its disturbing weaknesses to be identified for better implementation and quality services to microenterprises. This qualitative study using the FGD approach determines the strengths and weaknesses of implementing a microenterprise law in the Philippines for over two decades. Using the purposive sampling technique, 40 law stakeholders, categorized into five groups: microenterprises, employees, suppliers, consumers, and law implementers, participated in a series of group discussions using a structured interview guide. Findings revealed implementation strengths; enhanced net income, maximized goods accessibility, higher sales, job sustainability, and stronger business linkages while culling weaknesses; low law awareness and understandability, inadequate salaries and wages, and insufficiency of provisions and implementing guidelines The findings revealed law’s favorable contribution to the overall economic situation of microenterprise owners but with areas needing improvement and law revisitation considerations.

In the article, features of adaptive management and characteristics of using the lean approach to enterprise management are determined, which made it possible to determine the main tools to implement the above approach. Principles and goals of implementing the lean approach to optimize activities of enterprises are analyzed. Tools of adaptive management based on the lean approach are substantiated. Modern trends in innovative development of enterprises in EU countries are analyzed. Based on the survey of enterprises regarding their innovative development, key factors influencing development of innovations, main obstacles and problems are identified. The dynamics of the employees involved in innovative developments in Ukraine in the period 2010-2023 was analyzed. Based on the study of the current state of digitalization and innovative development, the conceptual scheme of organizational and economic mechanism is proposed. Based on isolated components of the mechanism, its components were defined, which, unlike existing ones, consider adaptive capacity and flexibility of enterprises to the external environment.

The rapid increase in the number of banks providing services in the financial sector has led to an increase in the existing competition. The ability of banks offering financial services to survive and become profitable in these highly competitive times rests on their capacity to hold on to both new and, more importantly, current clients. Creating a devoted consumer base is the best method to do this. This study looked into the connection between customer satisfaction and business image—two major variables that influence customer loyalty—and customer loyalty. Furthermore, research has examined the potential mediating role that consumer pleasure may have between brand loyalty and image.196 bank clients who live in Istanbul's Şile neighborhood provided research data via e-surveys and questionnaires. The statistical analysis tools SSPS and SmartPLS were utilized to examine the collected data. The study's findings indicate that customer satisfaction has a positive mediation effect between corporate image and customer loyalty, and that corporate brand image has a large and

Small and medium-sized enterprises (SMEs) serve as critical drivers of economic growth, job creation, and innovation, yet they face significant structural disparities that hinder their expansion and sustainability. This study investigates economic asymmetries affecting SME development, focusing on disparities in financial access, regulatory environments, technological infrastructure, workforce skills, environmental policies, and legal frameworks. By employing a mixed-methods approach, integrating PESTEL analysis and multiple regression modeling, this research comprehensively assesses external macroeconomic factors influencing SME growth. The regression analysis identifies financial accessibility, government support programs, taxation policies, and digital infrastructure as the most significant predictors of SME success. The SME government support index, access to credit scores, and tax incentives for SMEs emerge as the most substantial positive determinants of SME growth, highlighting the importance of state intervention and financial inclusion. Additionally

This thorough analysis has examined the complicated relationship in the healthcare industry between patient experience, brand image, and service quality. The inclusion criteria focused on studies addressing SQ (service quality), image of brand, &patient experience published in last eight years. The findings indicate that high service quality enhances patient experiences. Additionally, a strong brand image fosters patient trust and the perceived reliability of healthcare facilities. In order to maximise patient satisfying experiences and loyalty via experience, the debate emphasises the synergistic influence of these aspects and underscores the necessity for healthcare providers to excel in both SQ and image of brand. Method- A literature search was conducted in July 2024 using databases like Sage Journals, Emerald, Elsevier, Research Gate, and Taylor & Francis. Fifty publications were selected based on relevance to the research goal, including authorship, publication year, study population, instruments, and major findings.

Access to proper infrastructure plays a vital role in women empowerment. This helps her to carry out everyday chores more efficiently, free up time for educational opportunities, productive work, and participation in community life and decision making. Accessibility to better living conditions at home can enhan

The Kingdom of Saudi Arabia is experiencing rapid economic growth through structural economic transformation to reduce reliance on oil and diversify the economy. This necessitated accounting reforms to improve financial reporting quality through the application of accrual basis accounting based on accrual basis International Public Sector Accounting Standards. This study examines the stages of change management and challenges encountered during the transformation project from cash basis accounting to accrual basis accounting. A mixed methods design was employed, combining quantitative (135 questionnaire responses) and qualitative (42 semi-structured interviews and forum sessions) data. Participants included finance department employees and decision-makers in government entities, consultants, auditors, and trainers supported the transformation. Statistical tests analyzed the quantitative data, while reflexive thematic analysis was used for qualitative data, applying the neo-institutional theory based on Dillard et al. (2004) model. The study identified challenges in change management, such as human resources qualification, employees’ resistance, organizational structure change, and standards and procedures guides application. Additionally, it highlighted the vital role of the Accrual Accounting Center, along with its efforts, support, and collaboration with government entities. The findings may enhance the understanding of policymakers, practitioners, standard

This research explores the “Mediating Role of Organizational Justice in the Relationship Between Emotional Intelligence and Job Performance Among Primary Health Care Employees.” Combining Affective Events Theory (AET) and Social Exchange Theory (SET), the study investigates how views of justice:distributive (DJ), procedural (PJ), and interactional justice (IJ)mediate the effect of EI on JP. EI, OJ, and JP were measured using established measures in a self-administered survey. Results show that EI, via OJ, both directly and indirectly modulates JP. Organizational Justice was explicitly shown to moderate the EI-EJP link considerably. The underlying results show the need to develop emotional intelligence and guarantee organizational justice to improve employee performance in demanding healthcare surroundings. Practical consequences include encouraging fair corporate policies and EI training programs to maximize staff results.

This study examines the interplay between social media-driven consumer behavior and e-commerce growth in Ukraine, addressing gaps in understanding how platform-specific strategies, trust dynamics, and digital risks shape purchasing decisions. Focusing on Ukraine’s evolving digital economy (2022 – 2023), the research adopts a mixed-methods case study approach to analyze five businesses: Must Have (Instagram), White Mandarin (TikTok), Local Artisans (Facebook Marketplace), Monobank (YouTube/Instagram), and Kasta (Telegram chatbots). Quantitative data from 12 months of engagement metrics (likes, shares, conversions) and sales figures were triangulated with qualitative insights from 15 marketer interviews and a survey of 200 Ukrainian consumers. Results revealed TikTok’s dominance in engagement-driven sales (45% growth for White Mandarin via viral challenges), Instagram’s reliance on micro-influencers and user-generated content (35% sales increase for MustHave), and Facebook Marketplace’s utility for local transactions (25% sales growth for OLX Ukraine) despite lower trust scores (3.8/5). Regression analysis identified trust and engagement rates as key sales predictors, aligning with Social Influence Theory and Consumer Decision-Making frameworks. Recommendations for Ukrainian businesses include prioritizing nano-influencers for localized credibility, integrating shoppable AR features on TikTok, and adopting Facebook’s “Trusted Seller” badges to mitigate rural trust deficits. Policymakers should expand Diia City’s digital literacy programs to include social commerce training and enforce transparent influencer disclosure laws. The study underscores the need for crisis-responsive strategies, such as chatbot optimization for low-bandwidth environments,

In today’s fast and increasingly connected world, employees are facing growing challenges in balancing their professional duties with their personal responsibilities. As a result, organizations are increasingly adopting flexible work arrangements (FWAs) to support employee well-being so that they are satisfied with their job which will ultimately lead to improved retention rates.

This research aimed to evaluate how Mergers and Acquisitions (M&A) activity impact in relation to performance of Indian Banks. The study examines the law and patterns in M&A in the Indian public sector banks (PSBs) and their influence on Indian PSBs. The research focuses on evaluating the banking system's performance prior to and following a merger in India. The research analysed the performance of banks following their merger examining the structure of NPA. The data for this study is obtained from 2014-15 to 2018-19 for pre-merger and 2019-20 to 2022-23 as post-merger period. Using independent sample t test, it was found that the situation regarding NPA’s in Indian public sector banks has not shown substantial improvement after merger for PSB’s in India. Keywords: Gross Non-Performing assets (GNPA), Net NPAs (NNPA), pre-merger, post-merger, Indian banks, Public Sector Banks (PSBs).

For the 2022 Indian presidential election, this study proposes a way to monitor public sentiment on the microblogging site X (Twitter) in real time. X (Twitter) has grown in popularity as a means for individuals to express their opinions about political parties and politicians. An unusual opportunity to evaluate the correlation between expressed public sentiment and election outcomes arises whenever there is a spike in X (Twitter) activity in response to breaking news or other breaking events. Furthermore, sentiment analysis can assist in determining how these events effect public perception. While typical content analysis can take days or weeks, the technology described here analyses sentiment in all election-related X (Twitter) traffic, presenting data quickly and constantly.